Free Credit Consultation

Get a clear, stress-free credit improvement plan in 30 minutes or less.

A State Credit Consulting helps you identify and address inaccurate credit items, rebuild scores over time, and move closer to qualifying you for homes, cars, and better approvals!

  • Identify the top score‑boosting opportunities on your

    current report

  • Walk away with a written, easy to follow action plan

  • See what may be challenged, corrected, or negotiated under federal credit laws

  • FCRA-compliant credit consulting

Identify the top score‑boosting opportunities on your current report

Walk away with a written, easy to follow action plan

See what may be challenged, corrected, or negotiated under federal credit laws

See what may be challenged, corrected, or negotiated under federal credit laws

FCRA-compliant credit consulting

No impact on your score. Secure & confidential review.

Average client sees measurable improvements in as little as 45–90 days.

Simple, Transparent Process

What happens on your free consultation?

We walk through your current credit situation, spot the fast wins, and outline a realistic path to your goals—whether that's a new home, car, or just peace of mind.

STEP 1

Review Your Credit Together

We pull or review your existing reports, explain what's hurting your score, and answer every question in plain language.

STEP 2

Identify Opportunities

We outline what can be challenged, corrected, or negotiated, and map out a timeline based on your goals and budget.

STEP 3

Outline Your Next Steps

If you decide to move forward, we handle the heavy lifting and keep you updated on any changes we see first.

A State Credit Consulting

Helping individuals and families rebuild, protect, and understand their credit—one plan at a time.

Contact

501-214-4485

Legal Disclaimer

We are not a law firm and do not provide legal advice. Results are not guaranteed and will vary based on your credit history and participation.

© 2026 A State Credit Consulting. All rights reserved.